Terms & Conditions


These website Terms and Conditions ("Terms") are a legal agreement between you, as a prospective nibox customer, and Nibox Payment Services Limited (nibox, "we," "our," or "us"), and govern your access to and use of nibox services, which include all pages within the nibox kiosk, POS, website, mobile app, and other products and services.

These Terms refer to your use of the Services in their entirety, and by using any of the Services, you specifically acknowledge all of the terms and conditions set forth herein, without restriction or reservation, including our Privacy Policy. If you disagree with all of these Terms, you may not use any of the Services.


Please read and understand the agreement's terms carefully before agreeing to be bound by them.



English language will be the language of communication between nibox and you.


Who is Qualified to Use Our Services?

You may only use the Services if you are not barred from providing services under the applicable laws and agree to enter into a binding contract with nibox. For 3rd party representations, you reflect and warrant that you are allowed to accept these Terms and use the Services on behalf of a corporation, business, or organization.


Intellectual Property

The intellectual property rights and materials on the website are owned by nibox and/or its licensors, unless otherwise stated, and are subject to the license below. We do not give you any privileges, licenses, titles, or interests in any of our intellectual property rights, whether you have access to them or not. You agree to take all necessary steps, including signing any legal or official documents or other documents, to further our intellectual property rights.


Age Limit Restrictions

Our website and solutions are not intended for children under the age of 18. We do not knowingly collect information, transact business with or offer services to children under the age of 18.


License for Our Website Use

We grant you a non-assignable, non-exclusive, and revocable license to use the software that comes with our services in the ways that these Terms allow. This license grants you access to all patches, enhancements, new versions, and replacement applications for use with our services. Copyright, trademark, and other laws in both Nigeria and other countries cover the services. Nothing in this Term grants you permission to use the nibox name or any of nibox intellectual property, trademarks, logos, domain names, or other distinguishing brand features. nibox and its licensors owns all rights, titles, and interests in and to the facilities, and will continue to do so.

If you do not follow any of the rules, you will be held responsible for any and all losses suffered by you, nibox, and all third parties. You agree not to modify, re-design, replicate, adapt, distribute, interpret, disassemble, or otherwise attempt to create any source code derived from the program, unless otherwise provided by applicable law.

Any reviews, comments, or suggestions you may give to us or our services are completely voluntary, and we will be free to use them as we see fit without any obligation to you.


Warranty Disclaimer

You use the nibox website at your own risk. nibox will ensure that the website has the maximum up time, is free of bugs, and is always accessible.

We provide all materials “as is” with no warranty, express or implied, of any kind. We expressly disclaim any and all warranties and conditions, including any implied warranty or condition of merchantability, fitness for a particular purpose, availability, security, title, and non-infringement of intellectual property rights, without limiting the generality of the foregoing, nibox makes no warranty that our website and services will meet your requirements or that our website will remain free from any interruption, bugs, inaccuracies, and error free.

Your use of our services are at your own risk and you alone will be responsible for any damage that results in loss of data or damage to your computer system. No advice or information, whether oral or written obtained by you from our website or our services will create any warranty or condition not expressly stated.

You must configure your information technology, computer systems, and platform in order to use our Services. We cannot guarantee that our Services will be free of viruses or bugs, so please use your virus security program or application. You must not attempt to gain unauthorized access to our Services, computers or databases or misuse our Services by introducing trojans, viruses or other materials which are malicious or technologically harmful.


Limitation of Liability

Your use of nibox site and services is at your own risk. You agree to the limitation liability clause to the maximum extent permitted by applicable law: nibox will in no way be liable for any direct, indirect, incidental punitive, consequential, special or exemplary damages or any damages including damages resulting from revenue loss, profit loss, use, data, goodwill , business interruption or any other intangible losses (whether nibox has been advised of the possibility of such damages or not) arising out of nibox’s website or services (including, without limitation to inability to use, or arising from the result of use of nibox website or services) whether such damages are based on warranty, tort, contract, statute or any other legal theory.

Some jurisdictions do not allow exclusion of certain warranties or limitations on the scope and duration of such warranties, so the above disclaimers may not apply to you in their entireties, but will apply to the maximum extent permitted by applicable law.



You hereby indemnify nibox and agree to hold nibox, its employees, and associates indemnified against any damages, penalties, costs, liabilities, and expenses (including fair legal fees) arising out of any violation by you of any provision of these Terms, or any argument that you have violated any provision of these Terms.


Breaches of These Terms

If you violate these Terms in any way, nibox can take any action it considers necessary to deal with the breach, including suspending your access to the website, barring you from accessing the website, preventing computers using your IP address from accessing the website, and terminating your account, requesting that your internet service provider block your access to the website and/or pursuing legal action against you.



When you use nibox Services or access our websites, we may place small data files on your computer or another device. These data files may be cookies, pixel tags, "Flash cookies," or other local storage provided by your browser or associated applications (collectively referred to as "Cookies"). 

Cookies help us identify you as a User and enhance your user experience. It aids in the reduction and prevention of fraud, ensure your account is secured, and as well as to foster a sense of confidence and security on our website. Cookies allow our servers to keep track of web traffic, website visitation dates and times, IP addresses and prevent fraudulent activities. Some browsers allow cookies automatically, while others can be configured to reject cookies or notify you when a website wishes to place one on your device. If you want to disable cookies, you can. However, this could have an effect on how you use our website.


Data Protection

To the degree that it applies, nibox complies with the Payment Card Industry Data Security Standard (PCI/DSS). Please keep in mind that these criteria can change from time to time. With respect to all the Personal Information belonging to, and/or processed in connection with nibox or this website, such Personal Information at all times are in compliance with all Data Protections Laws in the territory.nibox has a Privacy Policy in place that outlines the types of Personal Information we gather about you or that you send to us, as well as how we preserve and use that information in accordance with applicable data protection laws. You consent to such processing and agree to provide correct information by using the nibox Services.


Governing Law

These Terms shall be interpreted and governed in accordance with the Laws of the State of Nigeria and you submit to the non-exclusive jurisdiction of the State and Federal Courts located in Nigeria for the resolution of any dispute.



We reserve the right to change these Terms at any time. The changes will not be retroactive, and our relationship with you will be governed by the most recent version of the Terms, which will always be available on www.nibox.ng. We will also make every effort to inform you of any significant changes, which can be achieved through an email associated with your account or a service notification via SMS. You agree to be bound by the revised Terms if you continue to use our services after the changes go into effect. If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or eliminated to the bare minimum required, and the remaining provisions will remain in full force and effect. Nibox's inability to implement any of these Terms' rights or provisions would not be construed as a waiver of those rights or provisions.


Prohibited and Requiring Pre-Approval Agent Types

Sub-Agents Requiring Pre-Approval

nibox shall not solicit or sign agreements with agents or sub-agents

in any of the following categories/businesses, or engaging in any of the following activities unless the nibox is entering into a broad-based program with a recognized referral, technology or marketplace partner that specializes in these types of activities or businesses and such program is pre-approved by nibox in its sole discretion:

Products or Services with age restrictions,

Bail Bond Services or Bankruptcy Lawyers,

Crowd Sourced Fundraising, as defined by nibox from time to time, except however, Crowd Sourced Fundraising shall not be allowed for the purchase of stock or equity, a promise made to deliver a good or service in the future, or there is no consideration in return for the payment or donation,

Dating Services,

NGO / Charities,

Money Transfer, Wire Transfers, Money Orders, Transmitters, and Check Cashing including merchants unless registered and licensed as a Money Service Business or Money Transfer Operator,

Payment Facilitators (unless Registered and Licensed),

Personal Enhancement Products and/or Nutraceuticals.


Changes to the Nibox Terms of Use

Nibox reserves the right to update this page with changes, revisions, or modifications to these Terms. The changes will not apply retroactively, and the most recent version of the Terms will always be available on this page and govern our relationship with you. We will also make every effort to inform you of any significant changes, which can be achieved through an email associated with your account or a service notification via SMS. You consent to be bound by the new Terms if you want to use our services after the changes take effect.